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Karen has been a Realtor/Assoc. Broker since 1980 & has earned these
awards & designations:

Charlottesville Area Association of Realtors SalesPerson of the Year

RE/MAX Hall of Fame

RE/MAX 100% Club

ABR: The Accredited Buyer Representative designation is the benchmark of excellence in buyer representation. This coveted designation is awarded to real estate practitioners by the Real Estate Buyer's Agent Council (REBAC) of the National Association of REALTORS® who meet specified educational and practical experience criteria.

CRS: The Certified Residential Specialist (CRS) Designation is the professional Designation offered by the Council of Residential Specialists. The CRS Designation is the highest professional designation awarded to REALTORS® in the residential sales field. Fewer than 4 percent of all REALTORS® hold the CRS Designation.

CLHMS: Certified Luxury Home Marketing Specialist. Realtors who hold the CLHMS designation have successfully demonstrated their expertise in the luxury home and estate market by meeting strict performance requirements.

e-PRO: The e-PRO Certification Course is an educational program unlike any other professional certification or designation course available, comprehensive and interactive. It is sponsored by the National Association of Realtors® and is specifically designed to help real estate professionals thrive in the competitive world of online real estate.

SRES: Senior Real Estate Specialist is a designation for Realtors to address the needs of home buyers age 55-plus, learning about the different housing options for seniors and how best to assist them in buying the right home for their needs.

Experience Charlottesville & Central Virginia...and Relocation Information



University Village

Charlottesville is a quaint college town in the rolling countryside of Virginia, along the beautiful and serene Blue Ridge Mountains. You'll love the gorgeous mountain views and estate farmland on the outskirts, as well as the fun and convenience of city life with shopping, nightlife, arts, culture, and state-of-the-art medical facilities nearby. The University of Virginia is a large part of the city, designed and founded by Thomas Jefferson; whose home, Monticello, is located on a nearby mountaintop down the street from James Monroe's home, Ashlawn-Highland.

Families and businesses in Charlottesville enjoy its healthy economy, great schools, and loads of fun activities for the whole family to enjoy! It will only take one trip to the city; and you'll want to join the local businesses and families who already call our area home.

Charlottesville and Albemarle County emphasize education. The local school systems and secondary educational institutions, like the University of Virginia and Piedmont Virginia Community College, provide top-notch educations. Students benefit from the education, while local employers benefit from having a well educated work force. Over half of the city's work force has a college or advanced degree; a fact that helps the local economy tremendously. Piedmont Virginia Community College goes one step further by offering customized education and training programs, which are tailored to suit local merchants' needs.

There is a large variety of homes and home prices in Charlottesville and the surrounding counties. You can find homes starting in the $170's at Lake Monticello in Fluvanna County (20 minutes from Charlottesville) to $25 million horse farms in Albemarle County, and everything in between. Your choice of course.

Charlottesville has been nationally recognized many times:

  • #1 Best Place to Live in the U.S. and Canada (Frommer's 400 Cities Ranked and Rated, 2004)

  • #6 Best Green Cities 2007 (Country Home Magazine)

  • "Charlottesville Region's Per Capita Income Best In State 2005-2006", according to United States Department of Commerce Bureau of Economic Analysis

  • #2 Best Places to Retire Young (Money Magazine, April 2007)

  • #2 Greenest Cities in the South (Blue Ridge Outdoors Magazine, 2006)

  • #2 Public University and the 21st Among All National Universities: University of Virginia (U.S. News & World Report, September 2002)

  • One of Seven Dream Towns That Have it All (Outside Magazine)

  • #6 Top Ten Healthiest Cities for Women (American Health)

  • #1 Best Small College Town (

  • #6 Top 10 Places That Have It All (Arts & Entertainment TV, November 1999)

  • #1 Best Small City in the South (Money Magazine, July 1998)

  • #1 Best Golf Community For Retirees (Golf Digest, Summer 1997)

  • #1 Tennis Community (Tennis Magazine, Summer 1997)

  • #2 Best Climate on East Coast (American Association of Climatologists, August 1997)

  • #2 Healthiest Place to Live (Kiplinger Personal Finance, September 1996)

  • #7 Best Place to Raise a Family (Reader's Digest, April 1997)

  • "America's 100 Best Places to Retire: The Only Guide You Need to Today's Top Retirement Towns", by Elizabeth Armstrong

  • "America's 100 Best Places to Retire", by Richard L. Fox (I'm quoted in this book.)

  • University of Virginia Medical Center Recognized by U.S. News & World Report as being #8 in Endocrinology, in their article, "America's Best Hospitals of 2007"

  • 50 Doctors from the University of Virginia Health System Were Selected for Inclusion in the 2005 Annual Guide America's Top Doctors™ (sixth edition).

  • In November 2004, Three Doctors from the University of Virginia Health System Were Added to the List of America's Top Doctors, Bringing the Total Number of UVA Physicians on the List to 48.

  • March 1, 2006 — The University of Virginia Medical Center is one of only 15 major teaching hospitals to be ranked among the nation's top 100 hospitals, according to Solucient's 100 Top Hospitals: National Benchmarks for Success study. In addition, the Medical Center is one of only two hospitals from the Commonwealth to be selected. This is the seventh year the Medical Center has received the honor.

  • University of Virginia, for 2008: 2nd in "Best Public University"; 23rd in "Best Public/Private National University (tied with University of Michigan)"

  • Martha Jefferson Hospital Recognized in 2006 & 2007 by for Patient Safety

  • Martha Jefferson Hospital, Martha Jefferson HomeCare and the Martha Jefferson Clinical Laboratory are fully accredited by the Joint Commission for the Accreditation of Healthcare Organizations.

  • The Martha Jefferson Hospital Cancer Care Center has been designated a Community Hospital Comprehensive Cancer Care Center by the American College of Surgeons, Commission on Cancer.

  • The Martha Jefferson Hospital Cancer Care Center and its multidisciplinary team of cancer physicians have been accepted into major, national cancer study groups that make the latest most promising cancer treatments available to patients.

  • The Martha Jefferson Hospital Radiation Oncology service has met the rigorous standards for certification by the American College of Radiology. It is one of only four such services in the state to achieve this, and is the only one on the area.

    Local Web Sites: Information & News:


Commonwealth of Virginia Web Site
"Virginia Living" Magazine


Guide to Charlottesville
Charlottesville Government
Charlottesville Regional Chamber of Commerce
Charlottesville Albemarle Convention & Visitors Bureau
Interactive Discovery Map of Charlottesville
Map of Downtown Mall
Charlottesville City Services
Greater Charlottesville Habitat For Humanity
Charlottesville & Albemarle County Utilities
Charlottesville City Schools
Charlottesville Demographics
Monticello Avenue: Charlottesville & Albemarle County Community Network
"Best of C-ville" Winners
Charlottesville's College Town Standing
University of Virginia Health System
Ride The Downtown Trolley (Charlottesville Transit Service)


Albemarle County Web Site
Albemarle County Newcomers FAQs
Albemarle County Office of Housing
Albemarle Housing Improvement Program
Charlottesville & Albemarle County Utilities
Albemarle County Schools
Albemarle Charlottesville Historical Society


Greene County Web Site
Greene County Schools


Orange County Web Site
Orange County Dept. of Tourism & Visitors Bureau
Orange County Schools
Orange County Chamber of Commerce


Louisa County Web Site
Louisa County Schools
LouisaOnline, Community Web Site
LakeAnnaOnline, Lake Anna Community Web Site
Blue Ridge Shores Community


Fluvanna County Web Site
Fluvanna County Schools
Fluvanna County Chamber of Commerce
FluvannaOnline, Community Web Site
Lake Monticello Owners' Association
Lake Monticello Utilities


Nelson County Web Site
Nelson County Schools
Nelson County Community Web Site
Wintergreen Resort


"The Daily Progress" Newspaper (Albemarle/Charlottesville)
"The Hook" Newspaper (Albemarle/Charlottesville)
"C-ville" Newspaper (Charlottesville)
NBC 29 (local NBC affiliate)
Charlottesville Newsplex (local CBS, ABC & FOX affiliates)
"The Central Virginian" Newspaper (Louisa/Fluvanna)
"Orange County Review" Newspaper

Local Attractions/Entertainment:

Albemarle Kids/Albemarle Family Magazine
Monticello, Estate of President Thomas Jefferson
Ash Lawn-Highland, Estate of President James Monroe
Michie Tavern
Central Virginia's Civil War Battlefields
Virginia Discovery Museum
Virginia Museum Of Natural History
University of Virginia Art Museum
University of Virginia Drama Department's Current Production
John Paul Jones Arena: International Bands/Acts & UVA Basketball
The Paramount Theater
Live Arts: Performance & Theater in Charlottesville
Foxfield Races
Virginia Festival of the Book (Held each March)
Blue Ridge Hot Air Balloon Rides
Hiking in Central Virginia
Blue Ridge Parkway
Skyline Drive
Shenandoah National Park
The Blue Ridge Skyline Drive-Events & Places to Visit
Virginia's Blue Ridge
Natural Bridge
Luray Caverns
The Walton's Mountain Museum
Blue Ridge Wineries
Wintergreen Resort
Charlottesville / Albemarle Airport
Virginia Tourism
The Guide To Historic Virginia
Virginia Time Travelers- Explore Virginia's museums & historic sites!
Piedmont Virginia Community College


University of Virginia Football
University of Virginia Men's Basketball
University of Virginia Women's Basketball
University of Virginia Soccer
University of Virginia Lacrosse


Restaurants In Charlottesville
Charlottesville Dining: Restaurant Ratings

Bed & Breakfasts, Inns, Resorts:

South Street Inn, Charlottesville
Boar's Head Inn, Charlottesville
Keswick Hall at Monticello
The Lafayette Inn, Stanardsville
Mark Addy Inn, Wintergreen/Nellysford
Prospect Hill, Louisa County
Wintergreen Resort, Wintergreen Mountain


The Cavalier Inn, at the University of Virginia
Comfort Inn, Emmet Street/Route 29
Comfort Inn, Monticello
Courtyard Marriott, Route 29 North
Courtyard Marriott, at the University of Virginia
Doubletree, Route 29 North
English Inn, Emmet Street
Fairfield Inn Marriott, Route 29
Hampton Inn & Suites, at the University of Virginia
Hampton Inn, Route 29
Omni Hotel, W. Main Street
Quality Inn, Emmet Street
Red Roof Inn, W. Main Street
Residence Inn Marriott, Millmont Street
Super 8 Motel, Route 29


POPULATION: 2011 (estimate)
Charlottesville 43,475
Albemarle County 94,400


Air Service: The Charlottesville-Albemarle Airport (CHO) offers commercial and general aviation services to the greater Charlottesville-Albemarle County region. Airline carriers: Northwest, Delta Connection, United Express and U.S. Airways Express. Sixty scheduled airline flights are offered to and from Atlanta, Charlotte, Pittsburgh, Washington - Dulles, New York LaGuardia, Philadelphia, and Cincinnati. Also Richmond International Airport is only 90 minutes from Charlottesville with these carriers: AirTrain, Continental, JetBlue, SkyBus, United, American Airlines, Delta, Northwest Airlines, and U.S. Airways.


Albemarle County has nine parks, which offer a total of 2,000 acres for residents to enjoy. The facilities encourage such leisure activities as picnicking, fishing, and trail hiking. Amenities include swimming, boating, picnic shelters and nature hikes. The County has three beaches, Chris Greene Lake, Walnut Creek, and Mint Springs Valley Park. The City of Charlottesville covers 10.8 square miles and is surrounded by Albemarle County which consists of 739.2 square miles.


There are presently 19 wineries within an hour's drive of Charlottesville. Most are open to visitors by appointment. Tours and Tasting information may be obtained from the Jeffersonian Wine Grape Growers Society at 434-296-4188, Ext. 21. The Virginia Wine Museum is located at Historic Michie Tavern. Several wine festivals and winery events are held annually, including the Annual Monticello Wine & Food Festival which is held each October at The Boar's Head Inn. Wine lovers may obtain a copy of the Virginia Wineries Festival and Tour Guide by calling 1-800-VA-VINE

Charlottesville Regional Information

City Hall
P. O. Box 911
605 East Main Street
Charlottesville, VA 22902
(434) 970-3100

LOCATION: In Central Virginia — 110 miles southwest of Washington, D.C.; 70 miles west of Richmond; 115 miles northeast of Roanoke. Albemarle County is bordered by Greene, Orange, Nelson, Fluvanna, Augusta, Buckingham, Rockingham, and Louisa Counties.

Tax rates:

County Office Building
401 McIntire Road
Charlottesville, VA 22902
(434) 296-5822

P.O. Box 358
Stanardsville, VA 22973
(434) 985-5201
Tax rates
Real Estate: $.84 per $100 of assessed value
Personal Property: $5.00 per $100 of assessed value
Lodging: 2%
Meals: 4%

P.O. Box 160
Louisa, VA 23093
(540) 967-0401
Tax rates
Real Estate: $.64 per $100 of assessed value
Personal Property: $1.90 per $100 of assessed value
Lodging (Transient Occupancy Tax): 2%
Meals: N/A

P.O. Box 705
Madison, VA 22727
(540) 948-6700
Tax rates
Real Estate: $.59 per $100 of assessed value
Personal Property: $2.14 per $100
Lodging: N/A
Meals: 4%

P.O. Box 336
Lovingston, VA 22949
(434) 263-7015
Tax rates
Real Estate: $.72 per $100 of assessed value
Personal Property: $2.95 per $100 of assessed value
Lodging: 6%
Meals: 4%

R. Lindsay Gordon, III Building
112 West Main Street
P.O. Box 111
Orange, VA 22960
(540) 672-3313
Tax rates
Real Estate: $.84 per $100 of assessed value
Personal Property: $2.30 per $100 of 40% of assessed value (check with county for additional information)
Lodging: 2%
Meals: N/A

P.O. Box 299
Palmyra, VA 22963
(434) 591-1910
Tax rates
Real Estate: $.59 per $100 of assessed value
Personal Property: $3.70 per $100 of assessed value
Lodging: N/A
Meals: N/A


CityofCharlottesville/ AlbemarleCounty:
Real Estate
Charlottesville: $.99 per $100 of assessed valuation based on 100% of fair market value.
Albemarle County: $.74 per $100 of assessed valuation based on 100% of fair market value.
There is also a personal property tax levied on motor vehicles, boats, campers, airplanes and motor homes. This tax is based on loan value of vehicles at $4.20 (city) and $4.28 (county) per $100. Aspecial real estate tax rate is available to persons 65 and over if they meet certain requirements.
Both the City and County have lodging and meals taxes:
Lodging City = 6%; Lodging County = 5%; Meals City = 4%; Meals County = 4%
Sales Tax: 5% (3.5 state and 1% local)

As of Fall 2006 enrollment at the University includes 23,765 undergraduates and graduate and professional students on-grounds.

EMPLOYMENT: The employment total for the Charlottesville region for 2005 was 96,173 (private sector: 67,928; public: 28,245).

University of Virginia: Very important to the community is “Mr. Jefferson's University."

COMMERCE: Charlottesville is the commercial and marketing center of a seven county area serving a trade population of approximately 200,000.


The climate of Charlottesville and Albemarle County is modified continental with mild winters and mild and humid summers. Information is supplied by the National Climate Data Center based on climatic norms from 1961-1990.

Temperature : Mean Annual Average 57 degrees
June through August 75 degrees
December through Feb. 37 degrees
Rainfall : Mean Annual Average 47.29 inches
Snowfall : Mean Annual Average 24.2 inches
Humidity : Mean Annual Average 52

The City of Charlottesville covers 10.8 square miles and is surrounded by Albemarle County which consists of 739.2 square miles.


In Central Virginia — 110 miles southwest of Washington, D.C.; 70 miles west of Richmond; 115 miles northeast of Roanoke. Albemarle County is bordered by Greene, Orange, Nelson, Fluvanna, Augusta, Buckingham, Rockingham, and Louisa Counties.

"Living the Green Life - Greenest Cities in the South":
By Jedd Ferris

What makes a green city?

The color green doesn't always flush to the surface in the Dirty South. It's not surprising considering the industries that have historically shaped us. Paper mills, tobacco farms, and coalmines have long degraded our waterways, air quality, and human health. But in many places we're getting better. BRO decided to sniff out the greenest towns in the South—urban dwellings that are the kindest to their environment and their inhabitants. We've focused on a number of factors including municipal leaders taking on progressive initiatives to reduce energy consumption and pollution emissions, as well as health factors like water and air quality (unfortunately poor in most of the region). In a lot of communities it's locals taking matters into their own hands, starting eco-innovative companies, building practices, and action groups. We searched for in-town outdoor recreation opportunities including greenways, bike accessibility, and parks. We also looked at public transportation, the availability of walkable work commutes, and the percentage of the population that actually does it. And finally we factored access to local food, which helps boost local economies and public health.

About Charlottesville, Virginia

The small city has grown to a population of over 130,000 including surrounding Albemarle County. It makes a light of progressive politics shine out of the Central Virginia Blue Ridge foothills and one that has created an eco-friendly community that likes to push the envelope. At the municipal level, Mayor David Brown has signed the US Mayors Climate Protection Agreement. In accordance with the pledge the city currently employs 22 alternative fuel vehicles, including 16 compressed natural gas vehicles and six hybrid-electric vehicles. It?s also considering the possibility of introducing biodiesel blends into its vehicles in the future. Mix that with the census fact that over 20 percent of the workforce walks or takes a mode of public transportation to work and you can certainly call Charlottesville emissions conscience.

Last summer two local groups launched Charlottesville Grows, an effort to plant community gardens in low-income neighborhoods around the city to cultivate affordable, healthy food. The volunteer-maintained pilot garden went up on the southeast side of downtown with donations from local businesses and fertilizer from a community compost program.

For a relatively small city Charlottesville also headquarters a number of environmental organizations including the Southern Environmental Law Center (SELC) and the Piedmont Environmental Council, and innovative eco-savvy companies. One of the most prominent is world renowned eco-architect William McDonough?s environmentally-intelligent design firm that has done famous projects all over the world including Chicago?s City Hall Green Roof and Nike European Headquarters?the most energy efficient office of its size in the Netherlands. Greenlight Energy is a national developer of large-scale wind energy that has projects in 15 states. Nature Neutral offers enviro-friendly building supplies, and Savvy Rest offers a line of fairly-traded, natural custom-ordered latex mattresses with organic encasing guaranteed to be made with no child labor.

Food for Thought: In addition to three natural food stores including 30-year stalwart Integral Yoga, Foods of All Nations, and Whole Foods, the downtown City Market offers fresh produce, herbs, plants, crafts, and baked goods from local vendors every Saturday from April through October. We also have 24 hours super grocery stores: Target, Giant, Kroger and more.

Green Space: Despite the town's close proximity to Shenandoah National Park and the Appalachian Trail, there is no need to leave Charlottesville to find a trail. The 20-mile Rivanna Trail circumnavigates the town and connects four parks as a perfect option for a quick hike, trail run, or even an alternate route to work. Just south of the city limits Walnut Creek Park has 30-miles of sweet singletrack. Another popular running spot is the Sauders-Monticello Trail on Carters Mountain.

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